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The Art of Purchasing Insurance: How to Secure Comprehensive and Affordable Coverage

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Across the UK, insurance premiums are falling in the face of minimal disposable income levels and diminishing demand for services. Despite this, however, the insurance job market in the UK is continuing to stagnate while the industry itself is also experiencing an unexpected decline. While the fact that insurance companies are hiring less may be […]

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Making Life Changing Financial Decisions: Choosing a Personal Loan in the Modern-age

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Money may make the world go round but when making a decision to take a loan, borrowers should look at their monthly income and expenditure in order to ensure that monthly repayments are affordable. Every day, thousands of people in the UK take out a loan. An alternative to a loan is saving.   Consider […]

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How to Compare Umbrella Companies: Tips for Modern-day Businesses

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If you’re a contractor or freelancer, then there’s a very good chance that you’ve either though of using an umbrella company, or you already are. The thing is; they’re not all the same, and it can be worthwhile doing a little bit of research to find out which of the myriad companies is best for […]

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The Student Trap: Creating a Suitable Workspace without Spending Outside of your Means

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The time-bomb that is student debt has been ticking away steadily since the Great Recession; and this is a trend that has been carried on through a host of developed economies. According to the Telegraph, this could ultimately mean that two-thirds of students will fail to repay their taxpayer-funded loans during their lifetime. This not […]

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How to make your Money go further: What is an Income Drawdown Calculator?

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While the so-called pension’s crisis in the UK has caused significant consternation since the Great Recession, there are signs that it is finally beginning to abate. More specifically, the sustainability of Britain’s evolving pensions system has improved considerably during the last eighteen months, thanks primarily to the government’s widely applauded auto-enrolment scheme. This has driven […]

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Solutions for Home Loans: Borrowing in a Strained Economy

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Over the course of the last decade, the nature of personal and commercial borrowing has changed considerably. The most prominent aspect of this has been the increasingly reluctant attitude of banks and traditional lenders, who have been impacted heavily by the Great Recession and are now far more stringent when it comes to processing loan […]

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What is Reinsurance and how can it protect your Residential or Commercial Property?

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Now firmly established as Europe’s second largest economy, the UK is continuing to expand on the back of significant property market growth. Given the relatively prosperous and vibrant nature of the British economy and increasing tumult in the eurozone, some economists are even predicting that the UK may supersede Germany in terms of GDP by […]

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Preparing your Estate: Protecting your Loved One’s in a Difficult Economy

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While governments throughout the Western world are attempting to put a positive spin on national economic portents, the fact remains that the global economy will continue to struggle into 2014 and beyond. This is the view of the World Bank’s chief economist Kaushik Basu, who has claimed that capital control measures, import restrictions and the […]

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Where to Save Money on your Home Improvement Project

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While there are countless generic tips on how to save money during the course of a home-improvement project, how many of these offer practical assistance to the consumer? Although it is fair to say that each home-owner will take a subjective approach to remodelling their property and redecorating an existing living space, there is surely […]

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How Poor Levels of Financial Literacy Impact on the Working Class

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While it became common practice to blame the world’s bankers and financial institutions in the wake of the recent global recession, it is unfair to place all of the responsibility on their shoulders. The fact remains that sub-prime borrowers were happy to enter into secured financial agreements that they could not manage, which in turn […]

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