Archive for the ‘Uncategorized’ Category

Buying vs. Renting. We aren’t throwing money away!

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While I was searching the internet for something to convince my urge to buy a house, I just randomly googled buying vs. renting and to my surprise, the results were all pro-renting and anti-buying.  Well, I was obviously not persuaded to rent anymore because of my past experiences with  renting, I decided to shed some […]

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Why Term Life Insurance May Be Your Best Option

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Life insurance comes in two common varieties: whole life (also known as permanent) or term life. Both options have upsides and drawbacks, and each one serves a purpose based on different needs. So when you’re shopping for life insurance, keep in mind the best coverage is one that provides you with the reassurance you want […]

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The Art of Purchasing Insurance: How to Secure Comprehensive and Affordable Coverage

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Across the UK, insurance premiums are falling in the face of minimal disposable income levels and diminishing demand for services. Despite this, however, the insurance job market in the UK is continuing to stagnate while the industry itself is also experiencing an unexpected decline. While the fact that insurance companies are hiring less may be […]

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Be Aware of the Risks of Short Term Loans

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Promises made in the lending industry by the lenders to the customers are kept most of the times but there are a lot of instances where they are not as well. There can a number of reasons which can see people repenting their decisions because they were charged hidden expenses, pathetic customer service and on […]

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Jumpstart Our Business Startups Act 2.0

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By Jeffrey Arsenault of Old Greenwich, Connecticut This month of April marked the two year anniversary of the JOBS Act signed by President Obama back in April 5, 2012. It was enacted to encourage the funding of small businesses by reducing securities regulations as part of an effort to create jobs and strengthen the economy. […]

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Making Life Changing Financial Decisions: Choosing a Personal Loan in the Modern-age

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Money may make the world go round but when making a decision to take a loan, borrowers should look at their monthly income and expenditure in order to ensure that monthly repayments are affordable. Every day, thousands of people in the UK take out a loan. An alternative to a loan is saving.   Consider […]

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How to Compare Umbrella Companies: Tips for Modern-day Businesses

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If you’re a contractor or freelancer, then there’s a very good chance that you’ve either though of using an umbrella company, or you already are. The thing is; they’re not all the same, and it can be worthwhile doing a little bit of research to find out which of the myriad companies is best for […]

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Student loan default – How serious it is?

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The consequences of loan default in general are so severe that your credit ratings get affected making it difficult to obtain traditional loans from banks or other financial organizations for reasonable interest rates. Student loan default has worse consequences leading to a very troublesome situation. However, it is not impossible to overcome the grave situation […]

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Student Loan Forgiveness Programs

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The students who struggle with loan repayments can make the best use of loan forgiveness programs which are drafted to offer relief to the indebted students. To support the education of the students there are offers of financial support from the federal government and private lenders. Parent PLUS loans and Stafford Loans are some of […]

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The Student Trap: Creating a Suitable Workspace without Spending Outside of your Means

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The time-bomb that is student debt has been ticking away steadily since the Great Recession; and this is a trend that has been carried on through a host of developed economies. According to the Telegraph, this could ultimately mean that two-thirds of students will fail to repay their taxpayer-funded loans during their lifetime. This not […]

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