We can be reached at 888.374.2764

Life Insurance Quotes Without the Typical Hassles

YourLifeSolution.com is the premier source for term life insurance quotes and universal life insurance quotes online. If you've ever tried to get life insurance quotes online, you're likely aware of what a hassle it can be. There are literally thousands of web pages on the Internet claiming to provide term life insurance quotes instantly, but don't actually provide any rates online. YourLifeSolution.com delivers on the promise of providing the fastest and most objective service available.

The quote engine on the top of this page takes about 30 seconds to provide the same information many agents will take days to provide. Top carriers like Prudential, Fidelity, ING and Genworth compete for your business, but if you get your life insurance quotes from an agent employed by a life insurance company you won't get access to all of the top rates in one click through a traditional life insurance agent.

Besides saving money and time, YourLifeSolution.com empowers the average consumer to use the same index of life insurance company's rates that brokers use behind the scenes for their own clients. The value of my service is sheer transparency. Don't wait three days for an agent to send you their rate and don't blindly purchase your coverage at a likely higher rate through a company simply because you have your car or home insurance with them.

Term Life Insurance Quotes or Universal Life Insurance Quotes

Getting term life insurance quotes instantly isn't nearly as hard to do as getting universal life insurance quotes online. Universal life insurance in it's simplest form is essentially term life insurance that is guaranteed to stay the same rate until age 100 or 121 by default. It's the cost effective alternative to whole life insurance and usually costs less than half as much.

One Life Insurance Agent

This site is operated by one life insurance agent, myself. This is a welcome surprise to those who have submitted their information to forms where their information is then sent to whichever agent purchases it. If you request an application from this site, you know that only one agent will see it. This makes YourLifeSolution.com a far more accountable service than many others you will find on the web.

Life Insurance Quotes for Different Situations

Do you need coverage in 2 weeks, or are you simply trying to replace a policy within the next three months? Not everyone's priorities and needs are the same, and in an obscure or extreme circumstance I can still usually deliver a workable solution.

Term Life Insurance vs Permanent Coverage

I pride myself on being an objective source of information on this contentious issue. There are many reasons which include retirement, estate taxes, and the being under the age of 30 that make permanent coverage a great option. I can objectively say that term life insurance suits most clients better than permanent, but it is an over-simplified perspective to believe term is always better.

 

There is no alternative to life insurance! No other financial mechanism will provide a fortune of tax-free funds upon death without any stipulation over how the money can be utilized. Thanks for visiting my website and I look forward to helping you protect your family with what might very well be one of the most important products you ever own.

Eric Smith
Independent Life Insurance Agent
888.374.2764
Email

 

 

Review of YourLifeSolution.com

YourLifeSolution.com provides great rates without the hassle - by S Ghosh, November 10, 2010

5/ 5stars

 

I found YourLifeSolution simply through Google and was attracted to the simplicity of an on-line focused insurance service. Eric is straightforward, trustworthy and diligent. He is very communicative, and accustomed to working through email and across timezones, which fit well into my schedule.